body{background: #ffffff url(../pics/head-bg.gif) repeat-x;padding:0;margin:0;text-align:center;font:12px Arial;color:black;}
#wrapper{
	margin:0 auto;
	text-align:left;
	width:963px;
}
a{color:#223a74;}

#head{}
.logo{float:left;}
.login{float:right;width:492px;color:#666666;margin-top:20px;font-size:11px;}
.linkreminder{float:right;padding-right:102px;margin-top:7px;clear:both;}
.linkreminder a:link,.linkreminder a:visited,.linkreminder a:hover{
	text-decoration:underline;
	color:#666;
}
.linkreminder a:hover{
	text-decoration:none;
	color:#F60;
}

#strapline{clear:both;height:27px;background-color:#223a74;color:white;}
#strapline span{display:block;padding:7px 0 0 30px;letter-spacing:2px;}
ul,li{padding:0;margin:0;}

#nav { position: relative; width: 962px;border-top:1px solid white;border-left:1px solid white;background-color:#d6d6d6;margin-bottom:1px;}
#nav ul { height: 31px; list-style: none; }
#nav li { float: left; margin: 0 3px 0 0; }
#nav a { height: 31px; float: left; display: block; background: url(../pics/menu-btn-bg.gif) 0 0px no-repeat; text-decoration: none;  color: #223a74;  text-align: left; }
#nav a:hover{color:#fa9918;}
#nav a.active{color:#fa9918;}
#nav span{padding:8px 0 0 15px;display:block;}
#nav .first { background:none; margin-left:15px;}
.w1{width:132px;}
.w2{width:147px;}
.w3{width:84px;}
.w4{width:63px;}
.w5{width:75px;}
.w6{width:105px;}
.w7{width:75px;}
.w8{width:84px;}

h1{margin:0;padding:0;border:none;color:#223a74;}
h2{padding-bottom:9px;border-bottom:1px solid #223a74;padding-left:30px;color:#223a74;}
h3{color:#223a74;padding:6px 0 6px 0;border:none;font-size:16px;padding-left:30px;margin:0;}
h2.sub{border:none;color:white;font-size:30px;padding:0;margin:0;font-weight:none;}
h3.sub{padding-bottom:9px;border-bottom:1px solid #223a74;padding-left:30px;color:#223a74;}
h4{
	border-top:thin;
	border-top-width: 1px;
	border-top-style: solid;
	border-top-color: #CCC;
	padding-top: 20px;
	color: #253A73;
	font-size: 16px;
}
h5{font:12px Arial;color:black;font-weight:bold;}

p{line-height:17px;}
.orange{color:#fa9516;}
.linkmore a:link,.linkmore a:visited,.linkmore a:hover{text-decoration:underline;color:#223a74;}


#content{border-top:1px solid white;}

/*Page content structure and header backgrounds */

.home-bg{background:url(../pics/home-group-bg.gif) no-repeat top; min-height:212px;_height:212px;}
.sub-bg{background:url(../pics/sub-level-bg.jpg) no-repeat top; min-height:131px;_height:131px;}
.sub-bg-lachs{background:url(../pics/sub-level-bg-lachs.jpg) no-repeat top; min-height:131px;_height:131px;}
.sub-bg-lachs2{background:url(../pics/sub-level-bg-lachs2.jpg) no-repeat top; min-height:131px;_height:131px;}
.sub-bg-risk{background:url(../pics/sub-level-bg-risk2.jpg) no-repeat top; min-height:131px;_height:131px;}

.quoteLeader{color:white;float:left;width:100%;height:161px;font-size:16px;}
.quoteLeader span{padding:19px 0 0 29px;display:block;width:390px;}
.quoteTop{line-height:25px;font-size:20px;font:Arial;font-weight:normal;display:block;}

.quoteLeaderSub{color:white;float:left;width:100%;height:130px;font-size:16px;}
.quoteLeaderSub span{padding:19px 0 0 29px;display:block;width:400px;}

#colLeft{clear:both;width:457px;float:left;padding-bottom:30px;}
#colLeftWide{clear:both;width:640px;float:left;padding-bottom:30px;}
#colRight{width:506px;float:right;}
.crMarginTop{margin-top:64px;}

#colLeftSub{clear:both;width:428px;float:left;padding-bottom:30px;}
#colRightSub{width:488px;float:right;}
.crMarginTopSub{margin-top:32px;}

.colContent{padding:0 0 0 30px;}


/* Box Elements */

.box{background:url(../pics/box-bg.gif) repeat-y left;width:396px;margin-bottom:40px;}
.box-top{background:url(../pics/box-top.gif) no-repeat left top;height:15px;pading-top:20px;}
.box-btm{background:url(../pics/box-btm.gif) no-repeat bottom left;min-height:126px;padding-bottom:20px;}
.box p{padding:0 30px;}

.box-sub{background:url(../pics/box-sub-bg.gif) repeat-y left;width:455px;margin-bottom:40px;}
.box-sub-top{background:url(../pics/box-sub-top.gif) no-repeat left top;height:15px;pading-top:20px;}
.box-sub-btm{background:url(../pics/box-sub-btm.gif) no-repeat bottom left;min-height:126px;padding-bottom:20px;}
.box-sub p{padding:0 30px;}

ul.notes{margin:10px 0 0 23px;list-style:none;}
ul.notes li{background:url(../pics/bullet-ico.gif) no-repeat left;height:23px;padding:0 0 0 34px;margin-bottom:8px;}
ul.notes span{padding-top:3px;display:block;}
ul.notes a:link, ul.notes a:visited, ul.notes a:hover{text-decoration:underline;}
ul.notes a:hover{text-decoration:none;}

/* Footer elements */

#footer{border-top:1px solid #223a74;clear:both;font-size:11px;margin-bottom:40px;}
#footer #footerMenu a{padding:0 4px;}
#footer #footerMenu .firstsub{paddin-left:0;}
#footerMenu a:link,#footerMenu a:visited,#footerMenu a:hover{color:black;text-decoration:none;}
#footer #footerMenu{background-color:#e6e6e6;border-top:1px solid white;color:black;height:32px;}
#footer #footerMenu span{padding:9px 0 0 30px;display:block;}

#footer #copyrightNotice{margin:14px 0 0 30px;color:#666666;font-size:10px;}
#footer #copyrightNotice a{padding:0 4px;}
#footer #copyrightNotice .firstsub{paddin-left:0;}
#copyrightNotice a:link,#copyrightNotice a:visited,#copyrightNotice a:hover{color:#666666;text-decoration:none;}

/*Form elements*/

form{margin:0;padding:0;}
.FormField{width:200px;height:18px;border:1px solid #999999;color:#666666;padding:1px 0 1px 4px;margin-right:6px;background:url(../pics/input-bg.gif) no-repeat left top;}
.FormButton{
	width:130px;
}